Steps to buying your house or apartment

Your next step toward home

From your search to handover: prepare to buy a primary residence in Chiriquí or Panama with a specific unit, a budget and written terms.

Choose, compare and visit

Define your preferred province, district, property type, number of bedrooms and moving date. Browse the catalog for options that suit your daily life and compare their development stages. A presale house and a home advertised for immediate handover involve different schedules; confirm the timing for the unit that interests you.

Confirm the terms before paying

Request a visit and a quote identifying the model or unit. Ask the same questions about every option: the price, what is included, the built area, the services available and any excluded costs. For a house, distinguish the lot area from the built area; for an apartment, also check parking and shared areas.

Choose your area, home and target moving date.
Arrange a visit and request a quote for a specific unit.
Review the reservation, documents and lender assessment.
Confirm handover, inspection and after-sales support.

Things to consider

Before reserving or signing, review payments, the proposal's validity, reservation terms, handover timing and documents. If you need financing, coordinate the assessment with your buying schedule and ask what happens if approval is declined. Keep receipts and agreements, and request clarification of any clause you do not understand.

Once handover is confirmed, arrange the inspection and clarify any outstanding documents, services and payments. Walk through the home with the list of included items, record your observations and ask for the relevant contacts and care instructions. Plan your move around the dates confirmed by the responsible team.